{"symbol":"AFRM","name":"Affirm Holdings, Inc.","spot":"72.40","strategy":"csp","strategy_label":"cash-secured puts","rv":"56.9","rv_window":30,"gap_distortion":null,"rv_all":"56.9","earnings":"2026-11-05","earnings_days":13,"any_sell":true,"rows":[{"profile":"conservative","band":"0.05–0.15","notes":"~5-15Δ. Assignment is genuinely unlikely; you are paid little for that. Skips anything spanning earnings and demands a real vol premium.","sell":false,"headline":"No puts clear the conservative profile's requirements.","reasons":["Most contracts were rejected because: open interest below 250 (56 of them).","A more permissive risk profile, or looser individual filters, may surface candidates here."],"best":null},{"profile":"moderate","band":"0.15–0.25","notes":"~15-25Δ, 21-60 DTE. Where most premium-selling literature sits: meaningful credit, assignment a real but minority outcome.","sell":false,"headline":"No puts clear the moderate profile's requirements.","reasons":["Most contracts were rejected because: open interest below 100 (47 of them).","A more permissive risk profile, or looser individual filters, may surface candidates here."],"best":null},{"profile":"aggressive","band":"0.25–0.40","notes":"~25-40Δ. Roughly one trade in three finishes in the money, so only coherent if you are willing to own the stock (puts) or be called away (calls) and have sized the position for it.","sell":true,"headline":"Best put to sell: see below.","reasons":["Best contract prices vol at 1.15x realized.","62% chance of expiring unassigned (71% probability of profit at 28Δ).","39% annualized on $6,132 of collateral.","Note: this expiry spans earnings. The elevated premium is payment for that binary event, not free edge."],"best":{"expiry":"2026-12-18","dte":56,"strike":"65","delta":"-0.28","credit":"3.68","capital":"6,132","static":"6.0","aroc":"39","vay":"0.60","vay_band":"rich","pop":"71","p_otm":"62","iv":"66","iv_rv":"1.15","earnings":true,"contract":"AFRM261218P00065000","breakeven":"61.32","cushion":"10.2"}}],"term":[{"expiry":"10-30","dte":7,"atm_iv":"71","iv_pct":22,"earnings":false,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null},{"expiry":"11-06","dte":14,"atm_iv":"102","iv_pct":100,"earnings":true,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null},{"expiry":"11-13","dte":21,"atm_iv":"81","iv_pct":47,"earnings":true,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null},{"expiry":"11-20","dte":28,"atm_iv":"84","iv_pct":55,"earnings":true,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null},{"expiry":"11-27","dte":35,"atm_iv":"70","iv_pct":21,"earnings":true,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null},{"expiry":"12-18","dte":56,"atm_iv":"68","iv_pct":14,"earnings":true,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null},{"expiry":"01-15","dte":84,"atm_iv":"62","iv_pct":0,"earnings":true,"strike":null,"delta":null,"credit":null,"aroc":null,"vay":null,"p_otm":null,"iv_rv":null,"gamma":null}],"timing":{"window":"after hours","quality":"closed","advice":"Market is closed. Quotes are the closing marks.","movement":null,"is_good":false,"clock":"21:06 EDT","streak":null},"cached":false,"age_minutes":0,"generated":"2026-10-23 01:06 UTC"}